e-Estonia Deep Dive Programme for Sparkassen Consulting

Estonians are pathfinders, who have built an efficient, secure and transparent ecosystem that saves time and money. e-Estonia invites you to follow the digital journey. The initial part introduces and demonstrates the underlying mechanisms involved in digitizing a society, an overview of the main challenges and policies, an understanding of the infrastructure, e-solutions and services.

Estonia has by far the most advanced national ID card system in the world. Much more than a legal photo ID, the mandatory national card also provides digital access to all of Estonia’s secure e-services. In cooperation of SK ID Solutions and Cybernetica the so-called Smart ID was developed. Smart-ID is an app based new generation electronic identity designed to use conveniently on smart devices, while still keeping high level of security.

The X-Road is the backbone of e-Estonia and was initiated by the Estonian government to enable secure data exchange between governmental organisations. The first version was developed by Cybernetica and launched in 2001.

X-Road is a distributed information exchange platform that makes it possible for all different systems to communicate all across the governmental sector; for example, the police can access data from the health system, tax board or business registry and vice versa.

It has enabled to increase the depth of cooperation between public organizations and reduced paper work exponentially so that public employees can concentrate on tasks that require human interaction.

Their core banking platform has been carefully developed with agility and flexibility in mind. Modularity is a key concept in our design; you choose only the capabilities you need and, like a multi-tool, we provide They with the most appropriate choice of technology to supercharge your business from within. The platform is API-first and built around a microservices architecture, ensuring quick and simple integration. It is powered by a mighty workflow engine and, while pre-configured workflows mean that you are ready to go in an instant, you can always define your own workflows to suit the way your business operates.

Salv is an Estonian based RegTech company founded in 2018 by the creators of TransferWise and Skype compliance. Salv has built an anti-money laundering, crime-fighting platform that gives companies the flexibility and speed they need to get ahead of today’s financial criminals.

Scaling your fintech while keeping your company and customers safe from financial criminals can be an immense challenge. Salv AML platform offers customer screening, monitoring, and risk assessment all in one place – taking care of compliance so that fintechs can scale with confidence.

CybExer Technologies is a NATO-awarded Estonian cybersecurity company that has wide-ranging experience in providing and maintaining highly sophisticated cyber security training platforms with a special focus on cyber capability development. The platforms are the key to successful delivery of a plethora of cybersecurity trainings and exercises aimed at ordinary users, technical responders and the very top of strategic leadership.

CybExer’s flagship service is the development, operation and maintenance of next-generation, state-of-the-art, cyber ranges. Ultimately, it offers a safe environment where personel, technical, and organisational cyber security capabilities can be assessed, analyzed, and developed.

Modular software, desired add-ons and operational customisation – making sure that your new systems’ ecosystem performs the way that you want it to. Whether doing first-time implementation or transforming an existing core-IT infrastructure, Bankish relieves the IT burden from day one

The cost to the global economy of managing human trust can be measured in the trillions of dollars per year. A whole range of business functions (audit, compliance, cybersecurity, inspection, certification) exist that try to narrow the uncertainty associated with trusting others. However, they fail, with rising cost. Our vision is a world where these functions no longer exist as they are cryptographically encoded into the design of applications.

Depowise is an independent company serving asset servicers and asset managers across EMEA. Our asset servicing business unit focuses on depositary banks, fund administrators and transfer agents. Depowise roots originate from Net Group Ltd, leading Nordic software development and consultancy firm with more than 21 years of experience across the EMEA region.