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Digital Discussions

e-estonia digital discussions

e-Estonia Digital Discussions is an online event series on diverse exciting topics in digitalisation. We will be hosting leading experts from the Estonian government and IT industry. Go more in-depth in the breakout sessions and Q&A.

If you want to stay ahead of the curve in your digitalisation plans, these are events not to miss!

e-estonia digital discussion:
what’s trending in fintech?

Join us on September 16 at 11 AM (GMT+3) for e-Estonia Digital Discussion on fintech. Companies presenting are Bankish, EveryPay, Modular Technologies, Guardtime, Salv Technologies, FinanceEstonia, and TalTech.

Estonia benefits from a strategic location at the intersection of European, Nordic, and Russian markets, providing unique trade, language, and cultural linkages. 

Estonian financial solutions are known for being highly innovative, user-friendly, and reliable. That’s because Estonia as a whole, as well as its financial technology sector, in particular, have had close to thirty years to build a high-level financial system from scratch, fueled by a unique entrepreneurial and tech-savvy environment that has, among other things, given rise to more unicorn startups per capita than any other country in the world.

Today, Estonia’s ever-evolving fintech sector is poised to help set the trend for Europe and beyond.

Let´s meet the trendsetters participating in our Digital Discussion:

FinanceEstonia, Kaido Saar, Chairman of the Board

The Estonian fintech industry has seen 1.5 times of growth during the past two years. In his keynote, Kaido Saar (Chairman of the Board of FinanceEstonia) will give an overview of the Estonian fintech industry and share insights into the latest survey carried out among Estonian financial technology companies and share the wins and pitfalls for the Estonian fintech sector.

Bankish AS, Andrus Alber, Founder & CEO

Bankish is an end-to-end technology solution for creditors of various sizes and functions – from professionals to professionals. They cover consumer lending and SME financing, with a full array of credit products and deposits functionality. Bankish’s core system allows financial institutions to manage their businesses efficiently in one seamless environment.

EveryPay AS, Lauri Teder, CEO & Founder

EveryPay is an Estonian fintech company that started operating as a cloud-based payment gateway in 2012. Since then, they have become one of the fastest-growing digital payment solution providers in Northern Europe. EveryPay helps banks and acquirers save time, resources, and costs on digital payment product development.

Modularbank, Rivo Uibo, CBO & Co-founder

Modularbank is a next-generation core banking technology provider that enables banks, fintechs, and any other company to rapidly roll out new financial services and products. The API-first and cloud-native platform consists of independent modules and covers all retail and business banking functions such as accounts, lending, payments, deposits, assets & collaterals, financial accounting and cards.

Salv Technologies, Taavi Tamkivi, Founder & CEO

Salv Technologies is a smart anti-money laundering (AML) platform that helps financial companies prevent financial crime much more efficiently — no matter their size. For fast-growing fintechs, they offer a one-stop-shop – transaction monitoring, sanction screening, and KYC risk scoring, all in one place. They are already trusted by both fintechs and banks (LHV, SunFinance, Kroo, TrueLayer, Rewire, to name a few) in 10 European countries.

 Guardtime, Luukas Ilves, Head of Strategy

Guardtime is a leading blockchain company, founded in Estonia in 2007. Guardtime’s KSI Cash is a breakthrough digital currency platform based on tokenized banknotes. The result is an approach to digital money that outperforms all existing approaches in terms of speed, scalability, security, privacy and efficiency.

All the companies presenting at the e-Estonia Digital Discussion will attend the Money 20/20 Europe 2021 conference in Amsterdam on September 21-23. 

what's trending in fintech

“Well excecuted, your e-Estonia team keeps setting new benchmarks. Our breakout room with Tobias Koch and Liisa Past from Cybernetica was really engaging, insightful and interactive. Great work!”

Sikho Msomi

Co-founder at Code Africa, South Africa

“Great conference! They are undoubtedly pioneers for the future of digital governance! Star-struck digital voting, secure data exchange, democratization of services … WOW”

Great and well-organized event! Interesting to see how health and tech professionals work together to tackle the pandemic and joint forces with the World Health Organization. Both Estonia’s public and private sectors have valuable and unique knowledge to share with the world.”

Dzenan Buzadzic

Founder & Chief Digital Officer at, Austria

previous digital discussions

From Digital Health Solutions to Combating Covid-19


Electronic Identity


At the Frontline of Digital Health                     


How to Keep Cyberspace Secure                      


e-Education Solutions From the World’s Leading Digital Nation


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Public sector representatives and business leaders turn to us for advice while building an e-society of their own. During our briefing, you will receive an introduction to what makes a digital society successful in times of crisis and beyond.

our services

Public sector representatives and business leaders turn to us for advice while building an e-society of their own. During our briefing, you will receive an introduction to what makes a digital society successful in times of crisis and beyond.


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